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How to Open an Amazon Seller Account: The Credit Card Requirements | OlingoCo

If you’re looking to start selling on Amazon, you’ll need to open an Amazon Seller account. And part of the process of opening an Amazon Seller account is providing a credit card.

There are a few reasons why Amazon requires a credit card to open a Seller account. First, it helps to confirm your identity. Amazon wants to make sure that only legitimate businesses are selling on their platform, so they require some basic information like your name, address, and credit card number.

Second, Amazon uses your credit card to verify your billing information. They’ll charge a small amount to your card and then refund it immediately. This helps them confirm that the card is valid and that the billing information you provided is correct.

Finally, Amazon uses your credit card to pay you for any sales you make. When a customer buys one of your products, Amazon will charge their credit card and then deposit the funds into your Seller account. From there, you can either withdraw the money to your bank account or use it to pay for Amazon’s fulfillment services.

If you’re selling from China, you’ll need to provide a Chinese credit card when you open your Amazon Seller account. This is because Amazon requires all sellers to have a local bank account in the country where they’re selling. So if you’re selling from China, Amazon will need your Chinese credit card number in order to confirm your identity and billing information.

There are a few different ways to get a Chinese credit card, even if you’re not a Chinese citizen. You can apply for a credit card from a Chinese bank if you have a company license and a company bank account.

Credit Card VS Debit Card

A credit card is a type of financial loan. When you use a credit card to make a purchase, you are borrowing money from the credit card issuer and agreeing to repay that money plus interest and fees. A debit card, on the other hand, is linked directly to your current account. This means that when you use a debit card to make a purchase, the funds are immediately withdrawn from your account.

One key difference between credit cards and debit cards is that credit cards can help you build your credit history, while debit cards cannot. Additionally, credit cards typically have higher spending limits than debit cards and offer a variety of rewards and perks, such as cashback or travel points. However, debit cards are generally less expensive to use than credit cards, since there are no interest charges or annual fees.

Ultimately, the best type of card for you will depend on your spending habits and financial goals.


So there you have it! These are the requirements for opening an Amazon Seller account. To get started, you’ll need to provide a credit card. If you’re selling from China, you’ll need to provide a Chinese credit card. And if you don’t have a credit card, you can still open an Amazon Seller account by using Amazon’s prepaid debit card.

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